Immediately after searching the brand new files from the Financial, this new Ministry’s Payment examines all of them and you will has reached decisionmission tells the financial institution that it recognized the newest subsidy, immediately after which the financial institution concludes Loan Agreement for the borrowing from the bank candidate
Skopje, six th (MIA) Interest in this new Buy a house Buy an apartment Opportunity significantly enhanced pursuing the Fair because of it Venture, that has been stored during the time 24 th October twenty eight th October. They describe your process of entry software is easy, and it also includes three measures.
We could explain the procedure for entry application to the Get a house Get a flat Project, in the around three procedures and if you are wise, you are going to comprehend it is a very simple processes. First rung on the ladder are wanting a flat otherwise family otherwise much to have domestic. The next step are approaching among 8 banking institutions performing from the Endeavor and you may fill out the mandatory data, just like the next step belongs to the Ministry regarding Fund, one as the getting of choice to have approving the latest subsidy, and this new candidate signs mortgage agreement into particular financial, Ivana Bilbilovska, Representative of Ministry away from Finance, told you.
Bank accumulates this type of files on applicant and you will confirms if or not he/she actually is qualified to receive obtaining the mortgage, and you may afterwards it forwards the new respective records to the Ministry of Funds, Bilbilovska told you
Are you aware that first rung on the ladder, Bilbilovska teaches you that the requirements is for the fresh new flat and/or home becoming a separate strengthening and for the price not to help you go beyond EUR 900 for each and every rectangular meter. People distribution app on the Purchase a house Purchase a condo Opportunity would be to end First Contract for the specialist or if the guy/she stimulates property, he/she ought to provide structure and you may technology documents.
The following action is actually for the brand new citizen to address certainly one of the fresh seven financial institutions, as part of the Pick property Purchase a flat Enterprise, i.e. Stopanska banka Skopje, resource Stopanska banka Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you will Prokredit banka. Because of the First Contract having an apartment or a house, the fresh people should yield to the bank his/their ID, full-big date a position certificate, certification for the last half dozen paid wages and you may declaration, confirmed by the notary social, you to definitely in first five years of payment months, they are going to none promote the new apartment and/or household, neither book otherwise place them around next financial.
Step three try getting choice of the Ministry from Funds. The fresh Percentage during the Ministry off Money suits one or more times into the forty-five months, and you may, if required, more than once.
Unless you have your home or even the household in which you real time has-been too small for you while want to buy a larger you to definitely and in case you propose to need a construction financing, than simply Buy a home Buy an apartment Investment, is really a good chance ergo. Financing offered of the Ministry out-of Funds come into a type from a beneficial subsidies that will are as long as EUR fourteen,000, in addition to rate of interest is actually lowest and you can numbers to three.95% in the 1st three years and you will 4.44% throughout the fourth and you will fifth year for the model: repayment when purchasing an apartment otherwise subsidizing 75% of repayment when purchasing/creating a house, or repaired when you look at the payment months, accounting for 4.5% also 6-day EURIBOR, on the design: equal (50%/50%) participation when buying a flat or subsidizing 75% of your contribution when purchasing/creating property, Spokesperson of Ministry regarding Fund Ivana Bilbilovska, said.